Category: Boat/Watercraft Insurance

For adventurous souls who set sail on long-distance cruises and extended voyages, the open sea becomes both a playground and a challenge. As you navigate uncharted waters and explore distant shores, having the right boat insurance becomes paramount for those in the Orland Park, IL area. 

Understanding Coverage Needs

Long-distance cruising introduces a set of risks beyond what typical boaters may encounter. As you chart your course, consider boat insurance that offers comprehensive coverage, including protection against physical damage, liability, medical expenses, and personal effects loss.

Navigating International Waters

Long-distance cruisers often venture into international waters, crossing borders and exploring diverse regions. Look for policies that provide domestic and international coverage, ensuring you’re protected regardless of location.

Emergency Assistance: A Lifeline on the Open Sea

When cruising far from shore, emergencies can arise that require immediate assistance. From mechanical breakdowns to medical emergencies, having access to prompt and reliable help is crucial. Seek boat insurance that offers emergency assistance services, connecting you with professionals who can provide support, repairs, and medical aid.

Considerations for Extended Stays

Extended voyages often involve spending prolonged periods onboard. This unique aspect of cruising requires insurance that addresses the challenges of living on a boat for extended periods. Look for policies covering personal belongings and potential liabilities arising from long-term interactions with other boaters or port authorities.

Planning for Unforeseen Events

As a cruiser, your journeys may take you to regions with unpredictable weather patterns, changing currents, and diverse maritime regulations. Your boat insurance should cover unexpected events such as storms, grounding, or salvage, ensuring that you’re financially protected when the unexpected occurs.

RetireMax Insurance Can Help You

At RetireMax Insurance, we can answer all your questions concerning boat insurance. We assist the Orland Park, IL region. Contact us today.

If you are a boat owner in the Orland Park, IL area, you can rely on the team at RetireMax Insurance for all of your boat insurance needs. Contact our office today and find out more about how to protect your boat with a comprehensive insurance policy. 

What to do if you have an accident while transporting your boat

Many folks in our area transport their boats to and from the water using a trailer. This means that there are more chances for their boats to be involved in an accident when they’re on the road. 

If you are involved in an accident while towing your boat, the very first thing to do is to get to a safe location. Once you have reached safety, you’ll want to call the authorities to make a report of the incident. After everyone is safe and the police have been notified, you’ll want to call a towing service.

Make sure that the towing company that you use is approved by your insurance carrier. Be sure to take photos of the towing vehicle as well as the boat to document any damage that has occurred. You will want to have a thorough inspection completed on your boat to ensure that it is still seaworthy.

Don’t forget that when you are towing your boat, you will need to have adequate insurance to protect it from damage. Not all policies provide the same amount of coverage. 

Give us a call today!

RetireMax Insurance is proud to serve the insurance needs of our friends and neighbors in the greater Orland Park, IL area. Give us a call today and find out more about the boat insurance policy options that are available in our area.