Category: Auto Insurance

Do you have loved ones ready to hit the road as independent drivers? Starting to drive is exciting for kids, but it can be very stressful for parents. The good news is that you can take a variety of steps to reduce the risks of driving. Teaching safe driving habits, monitoring how your kids drive, and taking out the right car insurance policies can go a long way. If you’re looking for auto insurance, contact RetireMax Insurance. We serve Orland Park, IL and various other communities.

Making the Roads a Safer Place

First, it’s wise to skip muscle cars and the like if you’re buying your kids a vehicle. It’s better to get them a vehicle that won’t tempt them into aggressive driving. You should also look at the vehicle’s safety ratings. Some cars are safer than others, although in general, safety has improved with many modern cars.

It’s also wise to teach your child how to drive in different weather conditions. A wet or snow-covered road may offer less traction, for example. You can teach your kids how to brake and maneuver in such situations. Setting up a no-tolerance policy for speeding, distracted driving, and various other things might go a long way. These days, you can even buy devices to track how your teen operates their car.

Taking out a good vehicle insurance plan could also go a long way. Auto insurance may cover repair bills, medical expenses, and more. That said, make sure you closely read every policy to figure out what is and is not covered. If you need assistance with auto insurance, contact RetireMax Insurance. We serve folks in Orland Park, IL and elsewhere.

You may notice fog rolling in if you are driving to work early in the morning or leaving work late in the evening. Most people aren’t used to driving in dense fog, and as a result, they may be unsure how to adjust safely to these new conditions. RetireMax Insurance, serving the greater Orland Park, IL area, is dedicated to doing everything possible to keep drivers safe.

Here are a few tips that can help you stay safe when you are driving in foggy conditions:

Use your headlights at all times, but avoid using your high beams

When driving in foggy conditions, you should use your headlights to let other drivers know where you are and to assist you in seeing. You should use your fog lights if you have them. When driving in the fog, however, you should always avoid using your high beams.

Reduce Your Speed

Another tip for staying safe while driving in the fog is to slow down. Because you can’t see as clearly in front of you, you should go slower. This allows you to hit the brakes at the last second if you see a hazard.

Increase Your Following Distance

Finally, when driving in fog, always increase your following distance. Other drivers may have to slam on their brakes, and following too closely can result in an accident. Allow yourself and them more space between your vehicles.

Get Insurance Coverage For Your Vehicle

Unfortunately, when there is heavy fog, the number of accidents on the road increases. This is where having the proper insurance policy can help. In the event of an accident, the proper insurance protects both you and your vehicle. RetireMax Insurance, serving the greater Orland Park, IL area, wants to assist you in obtaining the best insurance policy for your needs. Call us right away to get started.

Illinois has 8.5 million drivers, which is a lot of people to share the road with. The state does not make the top 10 safest states for drivers which makes it imperative that you are aware at all times of the other drivers around you and have a good auto insurance policy. At RetireMax insurance in Orland Park, IL we locally owned and operated and have been in business for more than 25 years. We strive to provide our customers with the best products at the best price. 

In the state of Illinois, basic auto insurance is liability coverage. The mandated amount is 25/50/20. What those figures mean is your policy will pay $25,000 for injuries for one person in an accident where you are at fault and if more people are injured, the total will be $50,000 maximum. Basic auto insurance allows $20,000 for damaged property. That is pretty basic especially if it is a newer car. 

While these are adequate amounts, they may not be right for you. Given what a hospital visit can cost or even just a visit to the ER, you may want to at least double the basic amount.  The property amount is low as well considering the price of new vehicles. If the damage in an accident goes beyond the limit you have, you are responsible to pay the overage out of your own pocket.

If you have a car loan or if you are leasing you will need to add collision and comprehensive coverage. Even if you don’t owe anything on your vehicle, having collision and comprehensive will allow you to repair or replace your vehicle. If you count on your vehicle, this is important.

Get in touch with RetireMax insurance in Orland Park, IL when you are ready to discuss your auto insurance needs.